Black women are effective wealth generators. But the violent economic imperative thrust upon them ensures that they are effective wealth generators for others and not themselves. How we choose to interact with and support the most purposely ignored and economically vulnerable populations will depend more on how we place their financial trauma in context rather than how we label their economic behavior. Since we know trauma permanently shapes a person’s behavior and worldviews, it is imperative to recognize how trauma is relevant to a person’s socioeconomic experiences and wealth-building capability. This essay makes the claim that we cannot understand wealth inequality and how to close the gender and racial wealth gap without a thorough conceptualization of financial trauma. The pervasiveness of Black women’s financial trauma requires us to pay attention now and urges us to develop more adequate solutions to close the wealth gap.